Open Enrollment in Rockville Centre, NY
Individual health insurance plays an essential role in overall wellness and quality of life for you and your family. However, securing and maintaining the right coverage is not always a simple task. For many Americans, open enrollment is a critical part of this process.
What Is Open Enrollment?
Open enrollment is a designated period during which you can acquire or adjust your health insurance coverage. This is when you should be prepared to revisit your health plan after reassessing your coverage needs, as making changes might not be possible during other times of the year. By understanding and taking advantage of the open enrollment period, you can ensure that you and your loved ones are suitably covered for the coming year.
What Is an Open Enrollment Period for Individual Coverage?
Open enrollment is key to understanding when securing individual health insurance (i.e., as opposed to group insurance offered by employers) on the Health Plan Marketplace.
Open enrollment is available during a specific period of time each year. Unless you qualify for a special enrollment period due to certain life events, such as marriage, the birth of a child or losing your insurance, you are not typically allowed to change your coverage outside of the open enrollment period.
When Is Open Enrollment?
For many people, Marketplace open enrollment begins Nov. 1 each year and is available through Jan. 15; however, this may vary by state. It’s important to be aware that if you get your health insurance through your employer (i.e., group health insurance), your open enrollment period may differ.
We’re Here to Help
Contact United Benefits Solutions today to learn more about health insurance coverage and open enrollment. We can help you navigate the Marketplace and find the right plan for your needs.